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    • Did government regulations lead to inflated credit ratings? 

      Behr, Patrick Gottfried; Kisgen, Darren J.; Taillard, Jérôme P.
      2018
      Securities and Exchange Commission (SEC) regulations in 1975 gave select rating agencies increased market power by increasing both barriers to entry and the reliance on ratings for regulations. We test whether these ...
    • Sex and credit: Do gender interactions matter for credit market outcomes? 

      Beck, Thorsten; Behr, Patrick Gottfried; Madestam, Andreas
      2018
      This paper studies the effects of gender interactions on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less ...