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    • Individual versus village lending: evidence from Montenegro 

      Beck, Thorsten; Behr, Patrick Gottfried
      2017-11
      This paper analyzes differences in loan performance across two Montenegrin microfinance institutions with different lending techniques using a sample of individuals borrowing from both institutions. We make use of ...
    • Sex and credit: Do gender interactions matter for credit market outcomes? 

      Beck, Thorsten; Behr, Patrick Gottfried; Madestam, Andreas
      2018
      This paper studies the effects of gender interactions on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less ...