Now showing items 1-7 of 7

    • Cyclicality of SME lending and government involvement in banks 

      Behr, Patrick Gottfried; Foos, Daniel; Norden, Lars
      2015
      Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local ...
    • Cyclicality of SME Lending and Government Involvement in Banks 

      Behr, Patrick Gottfried; Foos, Daniel; Norden, Lars
      2015-11-06
      Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local ...
    • Informational synergies in consumer credit 

      Hibbeln, Martin; Norden, Lars; Usselmann, Piet; Gürtler, Marc
      2015-12-17
      Lenders can tap into multiple sources of private information to assess consumer credit risk but little is known about the informational synergies between these sources. Using unique panel data on checking accounts and ...
    • Informational synergies in consumer credit 

      Hibbeln, Martin; Norden, Lars; Usselmann, Piet; Gürtler, Marc
      2017
    • Substitution effects in private debt: evidence from SMEs 

      Muñoz, Manuel Illueca; Norden, Lars; Kampen, Stefan van
      2016
      The external finance of small- and medium-sized enterprises (SMEs) is limited to private debt such as bank credit and trade credit. SMEs generally prefer bank credit over trade credit because the former tends to be less ...
    • Why banks want to be complex 

      Liu, Frank Hong; Norden, Lars; Spargoli, Fabrizio
      2015
      We investigate whether and how bank complexity affects performance and systemic risk. We base the analysis on a complexity measure that captures diversification and diversity, controlling for size and other bank characteristics. ...