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dc.contributor.authorLucas, Edimilson Costa
dc.contributor.authorSilva, Wesley Mendes da
dc.contributor.authorLyons, Angela Christine
dc.date.accessioned2018-05-10T13:37:37Z
dc.date.available2018-05-10T13:37:37Z
dc.date.issued2017-05
dc.identifierhttp://dx.doi.org/10.1016/j.trf.2017.04.022
dc.identifier.issn1369-8478
dc.identifier.urihttp://hdl.handle.net/10438/23762
dc.descriptionConteúdo online de acesso restrito pelo editorpor
dc.description.abstractThis article examines the existence of associations between the gender of the driver, their risk behavior when driving motor vehicles and their inclination to acquire automobile insurance. To conduct this investigation a random survey was carried out with 566 middle class adults in 66 Brazilian towns and cities. By using non-parametric tests and logit models, the results suggest that even when controlling for other variables, women feel a greater need to have automobile insurance to protect themselves in the event of possible accidents under rainy conditions and also to have access to driver support services. Women also tend to have more respect for speed limits in various situations, such as during the rush hour, on local roads and on highways. The results also showed that men feel safer than women driving in more precarious situations: at night, in unfamiliar areas, after drinking, or even when they are tired. These results, in addition to contributing to the theoretical development of road traffic and transportation safety, are of special relevance to the financial industry and the regulatory agency. The insurance industry may find these results particularly helpful in designing future policies and setting premiums. (C) 2017 Elsevier Ltd. All rights reserved.eng
dc.description.sponsorshipFundacao Getulio Vargas-FGV; Brazilian Institute for Financial Innovation-IBRIF; State of Sao Paulo Research Support Foundation (FAPESP) [2014/26003-9]; National Council for Scientific and Technological Development (CNPq) [301513/2016-3, 470894/2014-8]eng
dc.format.extentp. 72-85
dc.language.isoeng
dc.publisherElsevier Sci Ltdeng
dc.relation.ispartofseriesTransportation research part f-traffic psychology and behavioureng
dc.sourceWeb of Science
dc.subjectGender differenceseng
dc.subjectRisk-takingeng
dc.subjectAttitude towards drivingeng
dc.subjectInsuranceeng
dc.subjectTraffic safetyeng
dc.titleGender differences in attitudes towards driving and demand for private insurance: Evidence from middle class driverseng
dc.typeArticle (Journal/Review)eng
dc.subject.areaPsicologiapor
dc.subject.bibliodataGeneropor
dc.subject.bibliodataSegurança de trânsito - Brasilpor
dc.subject.bibliodataSeguro de acidentespor
dc.contributor.affiliationFGV
dc.identifier.doi10.1016/j.trf.2017.04.022
dc.rights.accessRightsrestrictedAccesseng
dc.identifier.WoS000404197300007
dc.identifier.orcidMENDES-DA-SILVA, WESLEY/0000-0002-5500-4872
dc.identifier.researcheridMENDES-DA-SILVA, WESLEY/B-4551-2012


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