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Policy-effective financial knowledge and attitude factors

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GVcef_Garber; Koyama.pdf (773.6Kb)
Date
2016-08
Author
Garber, Gabriel
Koyama, Sérgio Mikio
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Abstract
In this paper, we consolidate two objectives of the financial inclusion literature: producing meaningful measures of financial knowledge and financial attitudes and providing guidance to policymakers in cost-benefit analysis for the comparison of financial education interventions. We call them policy-effective factors. For this, we estimate a system of equations in which the dependent binary variables represent financial behavior and explanatory variables include knowledge and attitude variables and controls. Using Brazilian data from OECD/INFE survey 2015, we find one knowledge factor and two attitude factors that help predict behavior outcomes.
URI
http://hdl.handle.net/10438/18911
Collections
  • FGV EAESP - GVcef - 03º Encontro Brasileiro de Economia e Finanças Comportamentais [23]
Knowledge Areas
Economia
Subject
Educação financeira
Finanças - Aspectos psicológicos
Keyword
Financial inclusion
Financial literacy
Financial knowledge

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