Browsing by Subject "Pagamento"

Borrowing in excess of natural ability to repay

Martins-da-Rocha, Victor Filipe; Vailakis, Yiannis
2017-01

The paper aims at improving our understanding of self-enforcing debt in competitive dynamic economies with lack of commitment when default induces a permanent loss of access to international credit markets. We show, by ...

A comparative study of the credit card market dynamics in Mexico and Brazil

Cordeau-Andrews, Suzanne
2016-02-25

This research analyzes and compares the attractiveness of the Brazilian and Mexican credit card markets from a financial firm’s perspective. The market dynamics in Latin America’s two economic powerhouses are fleshed out ...

The effect of information sharing between lenders on access to credit, cost of credit, and loan performance - evidence from a credit registry introduction

Behr, Patrick Gottfried; Sonnekalb, Simon
2012-11

Using a rich dataset from a commercial bank in Albania, we utilize the introduction of a public credit registry by the Albanian central bank in January 2008 as a natural experiment to analyze the effect of information ...